HDB Guide

BTO Flooring Guide Singapore: What to Lay in Your New Flat

A bright empty new BTO HDB flat with fresh wood-look vinyl flooring being laid over bare cement screed in natural daylight

Collecting the keys to a BTO is a strange feeling. The flat is yours, but it is also completely bare: no floor finish, no skirting, just a flat layer of cement screed underfoot and white walls. That blank screed actually works in your favour. Unlike a resale flat, there is no existing tile to hack off and cart away, which is one of the biggest hidden costs in a renovation. As a BCA registered contractor that fits floors across HDB flats, condos and landed homes, here is the honest BTO playbook: what to lay in each room, when in the renovation the floor should go in, and how to avoid paying for the same floor twice.

The BTO advantage: bare screed means no hacking

In a resale flat you usually inherit old tiles, and getting a fresh floor down means hacking those off, disposing of the debris and re-screeding before anything new can be laid. That is messy, noisy work and it adds real money to the bill. A BTO skips all of it. HDB hands the unit over as bare cement screed, so a waterproof vinyl floor can go straight down once the screed is checked and prepared. That makes the install faster, cleaner and cheaper, and it is the single biggest reason flooring a BTO often costs less than a comparable resale flat.

Plan your BTO floor room by room

Tap a room to see what to lay, why, and what it costs

Living & dining: vinyl LVT, every time

The largest dry zone, and the floor guests see first

Recommended floor
Waterproof vinyl LVT
Wide plank or herringbone
Indicative LN cost
S$3.20 to S$4.90 psf
Supply & install, any series
Why: the living and dining area is dry, high-traffic and the first thing anyone sees, so it deserves a warm, quiet floor that lays flat over the screed in a day or two. LVT gives a seamless wood look across the whole open-plan zone, and a single damaged plank lifts out later without re-flooring the room.

Bedrooms: warm, quiet vinyl LVT

Where comfort underfoot matters most

Recommended floor
Waterproof vinyl LVT
Core or N series is plenty
Indicative LN cost
From S$3.20 psf
Supply & install
Why: bedrooms are dry and low-traffic, so you do not need a premium series here. Vinyl is warm on bare feet in the morning and softer underfoot than tile, and the click-lock planks are quiet to walk on. A mid-range LN series keeps the bedroom budget down without giving up the waterproof core.

Kitchen: porcelain or ceramic tile

A genuine wet zone with floor traps

Recommended floor
Porcelain or ceramic tile
Over a waterproofing membrane
Indicative LN cost
Quoted per area
Hack-free in a BTO, tile only
Why: an HDB kitchen has a floor trap and sees frequent water, grease and heat near the hob, which is tile territory. We lay tile over a waterproofing membrane so nothing reaches the screed. In a dry, lightly used kitchen some owners do extend the LVT through for a seamless look, but for a standard wet kitchen, tile is the safer call.

Bathrooms: porcelain tile on a membrane

The wettest floors in the flat

Recommended floor
Slip-rated porcelain tile
Membrane is non-negotiable
Indicative LN cost
Quoted per area
Hack, waterproof, lay, grout
Why: never put a floating vinyl floor in a BTO bathroom. There is standing water, a floor trap and a shower, so the floor needs slip-rated porcelain over a proper waterproofing membrane. The membrane under the tile, not the tile face, is what keeps water out of the screed and the unit below.

Service yard: tile, the utility floor

Washer, mop sink and the odd splash

Recommended floor
Porcelain or ceramic tile
Hard-wearing and washable
Indicative LN cost
Quoted per area
Supply & install
Why: the service yard holds the washing machine and usually a mop sink, so it gets wet and takes knocks from buckets and appliances. Tile shrugs that off and hoses down easily, while vinyl is the wrong choice next to a floor trap. Keep it simple and durable here.

What to lay where

The rule for a BTO is the same one we use for any home: match the material to whether the room is genuinely wet or just occasionally damp. Living rooms, dining areas and bedrooms are dry, so vinyl LVT is the right floor. It is warm, quiet, fully waterproof on the surface and lays fast on bare screed. The kitchen, bathrooms and service yard are genuine wet zones with floor traps, so they get tile over a waterproofing membrane. Mixing the two is normal and sensible. Our kitchen and bathroom flooring guide goes deeper on the wet-area build-up, and the broader HDB flooring guide covers the dry rooms in full.

LN Flooring supplies its own-brand vinyl in six series, from the Core Series at S$3.20 per square foot up to the H Series herringbone at S$4.90 at 5mm with a 0.5mm wear layer, plus the Ultra Series at S$4.80 for a thicker 6.5mm board, all supply and install. For the wet rooms we hack, waterproof, lay and grout porcelain or ceramic tile, quoted per area. One crew handles both, so the whole flat is covered by a single team.

How to time flooring in the renovation sequence

Flooring is one of the last finishes to go in, and getting the order right protects your investment. The rough sequence in a BTO runs like this:

  1. Wet works first. Bathroom and kitchen tiling, waterproofing and any plumbing are done early, because they are messy and involve water.
  2. Carpentry and built-ins next. Wardrobes, kitchen cabinets and feature walls are fitted before the vinyl, so heavy carpentry is not happening on top of a finished floor.
  3. Vinyl flooring goes in late. Once the heavy and messy trades are done, we lay the LVT across the dry rooms. By this point the screed is clean and the floor is one of the last things to be installed.
  4. Painting touch-ups and move-in last. Final paint, skirting and cleaning happen after the floor, with the new vinyl protected.

The reason vinyl goes in late is simple: if you lay it too early, other trades still working in the unit will scratch, dent or stain it, and you end up replacing planks before you have even moved in. The projects we have completed all follow this same order.

Avoiding paying twice: common BTO flooring mistakes

The most expensive BTO flooring mistakes come from rushing the schedule, not from the floor itself. A few we see often:

  • Laying the floor before the carpentry. If the floor goes down first and built-ins arrive after, you risk dents and scratches, and sometimes the carpenter has to work around a floor that should not have been there yet.
  • Putting vinyl in a wet area. Floating vinyl in a bathroom or next to a kitchen floor trap will let water reach the screed. Fixing it means lifting the floor and tiling properly, which is paying twice.
  • Not checking the screed first. BTO screed is usually flat, but low spots or cracks should be skimmed and levelled before laying, or the joints can open up later.
  • Rushing to lay during the HDB defects period. A new BTO comes with a defects liability period during which HDB rectifies workmanship issues. It is worth letting obvious defects get sorted before the floor covers everything, so you are not lifting a brand new floor to chase a fix underneath it.

Plan the order once and you only pay for the floor once. Our HDB flooring cost guide breaks the numbers down by flat size if you are still budgeting.

RoomRecommended floorIndicative LN cost
Living & diningVinyl LVTS$3.20 – S$4.90 psf
BedroomsVinyl LVTFrom S$3.20 psf
KitchenPorcelain or ceramic tileQuoted per area
BathroomsSlip-rated porcelain tileQuoted per area
Service yardPorcelain or ceramic tileQuoted per area

One BCA registered crew for vinyl and tile. LN Flooring supplies its own-brand waterproof vinyl and installs porcelain and ceramic tile for the wet rooms, so your whole BTO is handled by one team with transparent per-square-foot pricing and a free site measure. Every vinyl series carries a 25-year material warranty backed by a 1-year workmanship warranty, and we are BCA registered and bizSafe Level 3 certified.

Read next

See the full vinyl range on our flooring page, work out the numbers in our HDB flooring cost guide, or read the room-by-room kitchen and bathroom guide for the wet zones. When you are ready, message us your BTO unit details for a quote.

Common Questions

For most of a BTO flat, lay waterproof LVT vinyl across the living, dining and bedrooms. It is warm, quiet, fully waterproof and fast to install on the bare cement screed a BTO hands over. For genuine wet zones, the kitchen, bathrooms and service yard, use porcelain or ceramic tile over a waterproofing membrane. That mix of vinyl in the dry rooms and tile in the wet ones is the standard BTO setup and keeps cost sensible.

No. A BTO flat hands over as bare cement screed, so there is no existing tile or floor finish to hack off. That is the main saving compared with a resale flat, where you often pay to hack and dispose of old tiles before any new floor goes down. In a BTO, vinyl can be laid straight onto the prepared screed, which makes the install faster, cleaner and cheaper.

Flooring goes in late in the renovation, after the wet works such as bathroom tiling and any plumbing, and after the carpentry and built-ins are fitted, but before the final painting touch-ups and your move-in. Laying vinyl too early risks it being scratched or dented by other trades still working in the unit. We schedule the vinyl once the messy and heavy work is done so the floor is one of the last things to go in.

Yes, in most cases. BTO screed is usually flat and sound, which is exactly what a click-lock vinyl floor needs. We still check the screed for level, cracks and moisture first, and skim or level any low spots before laying, so the finished floor sits flat and the joints stay tight. Bare screed with no old finish to remove is the easiest and fastest surface to lay vinyl over.

LN Flooring own-brand vinyl runs from S$3.20 psf for the Core Series up to S$4.90 for the H Series herringbone at 5mm with a 0.5mm wear layer, with the Ultra Series at S$4.80 for 6.5mm, all supply and install. Tile installation for wet areas is quoted separately. Because a BTO needs no hacking, the overall flooring bill is usually lower than a comparable resale flat. We quote each area separately so you can see exactly where the money goes.

Use both, by room. Vinyl LVT is the right floor for the living, dining and bedrooms because it is warm, quiet, waterproof and quick to lay over bare screed. Tile is the right floor for the kitchen, bathrooms and service yard, where there are floor traps and frequent standing water and a proper waterproofing membrane is needed under the finish. Matching the material to whether the room is wet or dry is what keeps a BTO floor sensible on both cost and performance.

Got Your BTO Keys? Let's Plan the Floor

WhatsApp Kayler with your BTO unit details and which rooms you're doing. We'll recommend vinyl for the dry rooms and tile for the wet ones, fit the floor at the right point in your renovation, and quote each area separately so you can see exactly where the money goes.

WhatsApp Kayler for a Quote
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